Giving students the opportunity to explore the world beyond the classroom, whether in another province or country, provides many opportunities for learning but can also lead to the unexpected.
Manulife World Travel Insurance – Ellison Youth Policy picks up where government health insurance leaves off and provides additional travel insurance for full-time student groups and their chaperones . Benefits available:
Trip Cancellation and Trip Interruption protection
before and after departure
up to $5,000,000
Subsistence Allowance to pay for necessities during extended stays due to sickness or injury
up to $3,500
Flight Accident Protection
up to $100,000
Travel Accident Protection (at any time during your trip)
up to $50,000
Baggage and Personal Effects (loss or damage)
up to $1,000
Baggage and Personal Effects (due to delay)
up to $400
Whether you’re travelling outside your province or out of the country for a few days or for a few months, Manulife offers the personalized coverage you need to be financially protected against the cost of unexpected emergencies that may happen prior to or during your trip. No one expects to have a medical emergency away from home, or to have to cancel a trip due to an unforeseen emergency. But these events happen and they can be disruptive and expensive. Financial security, comprehensive benefits, competitive premiums, easy-to-follow procedures, consumer-friendly documentation, caring assistance and claim services – they’re all part of Manulife.
Trip Cancellation or Trip Interruption Coverage applies if any one of the following student-specific unforeseen events occurs during the period of coverage:
The requirement that you or your travel companion attend a professional career program examination or a university or college course examination on a date that occurs during your insured trip, provided the examination date which was published prior to the date of application for insurance was subsequently changed after your travel arrangements were made and after you purchased this insurance.
You or your travel companion’s failure of an examination which requires you or your travel companion to re-sit the examination during your insured trip.
The cancellation of your trip by the school board due to a teacher’s labour strike or the school board determines there is a risk of harm to you during your trip when you are scheduled to travel to a specific region of a country.
The school board cancels your trip due to a union directed work to rule job action. (applicable to Elementary or High Schools only)
Speak to your travel professional for policy and insurance program details for the Manulife World Travel Insurance - Ellison Youth Policy. Manulife World Travel Insurance - Ellison Youth Policy is underwritten by The Manufacturers Life Insurance Company and First North American Insurance Company, a wholly owned subsidiary of Manulife.
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